Cookie Policy
Last updated: January 2026
1. What Are Cookies?
Cookies are small text files that websites store on your device when you visit them. They are widely used to enable websites to function efficiently, provide information to site owners, and improve the user experience.
2. Cookies We Use
At hfksaf.com we use the following types of cookies: Essential cookies, necessary for basic website functionality such as page navigation and access to secure areas; Preference cookies, which remember your choices (such as preferred language) to offer a personalized experience; Analytical cookies, which help us understand how visitors interact with our site by collecting information anonymously.
3. Essential Cookies
These cookies are strictly necessary for the site to function. They include session cookies that maintain your browsing state, consent cookies that record your cookie usage preference, and security cookies that help protect against fraudulent activity. You cannot disable these cookies as they are essential for service delivery.
4. Preference Cookies
These cookies allow the website to remember decisions you make to provide enhanced and personalized features. For example, they may remember your language selection between Spanish and English, your region or time zone, and display preferences. The information they collect may be anonymized and does not track browsing activity on other websites.
5. Cookie Management
You can manage and control cookies through your web browser settings. Most browsers allow you to: view which cookies are stored and delete them individually; block third-party cookies; block cookies from specific sites; block all cookies; and delete all cookies when closing the browser. Please note that disabling cookies may cause some features of our website to not work properly.
6. Retention Period
Essential and session cookies are deleted when you close your browser. Preference cookies are kept for a maximum of 12 months. Analytical cookies are kept for a maximum of 24 months. You can delete cookies manually at any time through your browser settings.
7. Updates to This Policy
We may update this Cookie Policy periodically to reflect changes in the cookies we use or for other operational, legal, or regulatory reasons. We recommend reviewing this policy regularly to stay informed about our use of cookies.
8. Contact
If you have questions about our Cookie Policy, you may contact us at: info@hfksaf.com or at our mailing address: Hfksaf Financial Consulting Inc., 150 King Street West, Suite 2400, Toronto, ON M5H 1J9, Canada.