Privacy Policy
Last updated: January 2026
1. General Information
Hfksaf Financial Consulting Inc. (hereinafter "Hfksaf", "we", or "our company") is committed to protecting the privacy of our users' and clients' personal data. This Privacy Policy describes how we collect, use, store, and protect your personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial laws in Ontario, Canada.
2. Data We Collect
We collect information that you provide directly when using our services, including: full name, email address, phone number, mailing address, financial information relevant to providing our consulting services, and any other data you choose to share voluntarily through our contact forms or during advisory sessions.
3. Use of Information
We use your personal information exclusively to: provide and improve our financial consulting services; communicate with you regarding inquiries, appointments, and case follow-ups; comply with legal and regulatory obligations applicable in Canada; send informational communications about changes to our services or policies; and conduct anonymous statistical analysis to improve service quality.
4. Data Protection
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include data encryption in transit and at rest, strict access controls, periodic security audits, and ongoing staff training in data protection.
5. Third-Party Data Sharing
We do not sell, rent, or share your personal information with third parties for marketing purposes. We may share data with service providers who assist in operating our business (for example, web hosting services, data analytics), always under contractual agreements ensuring an adequate level of protection. We may also disclose information when required by law, court order, or competent regulatory authority.
6. Your Rights Under PIPEDA
Under PIPEDA and applicable provincial legislation, you have the right to: access your personal information that we hold; request correction of inaccurate or incomplete data; withdraw your consent for data processing at any time; file a complaint with the Privacy Commissioner of Canada if you believe your rights have been violated. To exercise these rights, you may contact us at info@hfksaf.com.
7. Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, or as required by applicable laws and regulations. Data related to financial services is retained for a minimum of seven years in accordance with Ontario Securities Commission regulations.
8. International Transfers
Your personal information is primarily stored and processed on servers located in Canada. If any international data transfer is necessary, we will ensure that appropriate safeguards are in place in accordance with PIPEDA and applicable international regulations.
9. Changes to This Policy
We reserve the right to update this Privacy Policy periodically to reflect changes in our practices or in applicable legislation. We will notify you of significant changes through our website or by email. The date of the last update is indicated at the beginning of this document.
10. Contact
If you have questions or concerns about this Privacy Policy or the processing of your personal data, you may contact us at: Hfksaf Financial Consulting Inc., 150 King Street West, Suite 2400, Toronto, ON M5H 1J9, Canada. Email: info@hfksaf.com. Phone: +1 (416) 555-0147.